Home-Buyer Education

Alliance Credit Counseling Homebuyer Education
This is a two part program that consist of a 7-hour class and at least one, 1-hour one-on-one counseling session. Students will receive a certification at the end of the program from Alliance Credit Counseling (a HUD-Certified Housing Counseling Agency). Pre-registration is required; call 1.866.303.3328 or e-mail homeownership@knowdebt.org for a class schedule.

CHDC-Mooresville/South Iredell Class
This is an eight-hour financial literacy class that offers a comprehensive overview of the process of qualifying for a mortgage, having the ability to pay for the mortgage, foreclosure prevention and having discretionary funds for everyday household expenditures and pleasures. Student will receive a certification at the end of the class from Community Housing Development Corporation (a HUD-Certified Housing Counseling Agency). You can present this certification to your lender in any state. Classes are held throughout the year. Find upcoming dates and register on-line at www.keytomyhome.org or call 704-799-7641; the fee is $15 and includes lunch and supplies.

Latin American Coalition's Homeownership Class
In this FREE homeownership education class, you will learn about: the advantages and disadvantages of becoming a homeowner, pre-purchase information (credit, budgeting, fair lending, mortgages and financial assistance, etc.), the process of purchasing a home and working with a Realtor®, how to keep your home for years to come, and how to avoid foreclosure. Students will receive a certificate the following week of class. Registration is encouraged. Contact Ana Barba at 704-941-2559 for class dates and more information.